Macao, China: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Macao (2023)

What do I need to know about living in Macao?

When we asked people what advice they would give someone preparing to move to Macao, they said:

"Before retiring in Macao you should familiarize yourself with the laws, taxes and regulations that are in place in Macao. You should also ensure that you can meet the financial requirements of retirement, such as sustaining yourself without the need to work, as Macao does not have a social security system in place. Additionally, you may need to apply for a residence permit if you intend to stay in Macao for longer than 180 days.It is also important to be aware of the local language, customs, and culture and to research about the cost of living in Macao. You should research any medical insurance options and other health services that are available. There are also educational and cultural activities as well as leisure activities to participate in if desired. Additionally, it is important to make sure there is adequate access to transport and communications,"remarked another expat who made the move to Macao.

"• Research the age and work restrictions: To retire in Macao you must be at least 65 years old and have retired from your job elsewhere.• Understand the financial requirements: To retire in Macao, you will need to show that you have enough money to support yourself for the entire length of your stay.• Determining which visa to apply for: Depending on your length of stay, you'll either need a Macao Work Visa, a Macao Residence Visa or a Macao Retirement Visa.• Learn the language: Knowing Cantonese will make your life a lot easier in Macao, so it is important to familiarize yourself with the language.• Research the cost of living: The cost of living in Macao is generally higher than that of mainland China, so it is important to research the price of basic goods and services.• Understand the healthcare system: Before retiring to Macao, it is important to research the healthcare system and understand which plans will cover your healthcare needs.• Check the climate conditions: Macao has four distinct seasons and temperatures range from hot and humid in summer to cool and dry in winter.• Choose the best neighborhood for you: Depending on your budget and lifestyle, it is important to research the different neighborhoods in Macao in order to determine the best one for you,"explained one expat living in Macao, China.

What do I need to know before moving to Macao?

When we asked people what advice they would give someone preparing to move to Macao, they said:

"Macao is a Special Administrative Region of China, and is governed under the principle of “one country, two systems.” As such, there are aspects of both Chinese and Portuguese cultures present. The official language is Cantonese, but Portuguese is used for some official matters. The official currency is the Macanese pataca (MOP). The population is made up primarily of Chinese and Portuguese descent.It is essential to obtain a valid visa before entering Macao; as such, you should contact the Macao immigration department or a Macao consulate in your home country. Health insurance is also recommended when planning your move.Macao is known for its captivating architecture, ranging from old Portuguese colonial buildings to modern skyscrapers. Its climate follows that of a typical subtropical climate, and the temperature remains fairly steady year-round.The public transport system in Macao is efficient and reliable, with many buses, ferries, and taxis to help you get around. There is also a variety of local and international food available, making Macao a great place to explore new cuisines.The vibrant and ever-changing city of Macao makes it an attractive choice for those looking to experience something new. But before moving to Macao, it is important to familiarize yourself with the culture, customs, immigration processes, and healthcare system,"wrote a member in Macao.

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How do I find a place to live in Macao?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"If you are looking for a place to live in Macao, there are a variety of potential options depending on your needs and budget. You can look for long-term residences or short-term accommodations, such as holiday apartments and serviced flats, through websites such as Booking.com or Expedia. You can also find accommodation listed on sites like Rightmove, which feature detailed descriptions and pictures of available options, allowing you to compare different locations, amenities and prices. Additionally, online classifieds like Craigslist can also be useful in finding rental apartments or other rental accommodation options in Macao. Finally, local estate agents and relocation services can help you find a suitable place to live in Macao; they can help you navigate the local real estate market and offer valuable advice on neighborhoods and rental rates,"explained one expat living in Macao, China.

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What is a typical expat home or apartment like in Macao?

"Expat homes and apartments in Macao vary greatly depending on location and budget. However, most are spacious and well equipped, with modern furniture and appliances. Windows are often large, allowing lots of light to enter the space, while balconies and terraces offer stunning views of the city and nearby islands. Many expat homes and apartments also have access to shared amenities, such as a swimming pool, gym and playground. Security is also a priority, and buildings often feature high walls, security guards and CCTV cameras,"added another expat who made the move to Macao.

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What is the average cost of housing in Macao?

If you are thinking about moving to Macao, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The cost of housing in Macao generally varies depending on size, location, and other factors. On average, a studio or one-bedroom apartment can range from around 5,000 Macau Patacas to 15,000 Macau Patacas per month. For larger properties, the cost can be much higher,"remarked another expat living in Macao, China.

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How do I meet people in Macao?

When we asked people living in Macao about club and activities where newcomers can meet others, they responded:

"Macao offers a variety of activities and events for visitors and locals alike to meet people from all walks of life. You can find local groups or activities that cater to your interests like music, sports, or culture, or visit the many bars and restaurants throughout the city to socialise. There are also events and festivals hosted throughout the year where you might meet new friends, such as the international fireworks display held each year. You could also consider taking a day trip to explore the nearby islands, like the Kaiton or Coloane, or volunteer with a local organisation to further explore the culture of Macao. No matter which way you choose to meet people, it's sure to be a memorable experience,"remarked another expat living in Macao, China.

"Attend local events such as festivals, concerts, art galleries, movie screenings, and other cultural programs. Join an expat group or community like InterNations, Expats Living in Macao or Meetup. Participate in outdoor activities such as hiking or biking. Visit parks, beaches and tourist attractions in Macao. Get involved in local volunteer groups or initiatives. Take classes such as language, dance, cooking or fitness lessons. Join social clubs or organizations such as sports clubs, book clubs, chamber of commerce and alumni groups. Connect with people in your industry by attending professional networking events or conferences. Connect with people through social media outlets such as LinkedIn, Facebook and Twitter,"added another expat in Macao.

What should I bring when moving to Macao?

People living in Macao were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"Essentials to take when moving to Macao include clothes, toiletries, medications, passport and other important documents, laptop and charger, cell phone and charger, and electrical adapters. Other items to consider bringing include kitchenware and tools, books, electronics, furniture, favorite décor items, and basic cleaning supplies. Check the customs regulations before moving to Macao to see if there are limits on what you can bring. For longer stays, also consider bringing items to assist in establishing a new home such as bedding, linens, towels and other items,"added another expat in Macao.

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Where should I setup a bank account in Macao?

We asked expats in Macao what banks they use and there advice about banking. They advised:

"There are a few different banks you can use to set up a bank account in Macao. Banks such as Banco Nacional Ultramarino and Scotiabank Macau offer banking services in the region and have branches in different parts of the city. Additionally, Seng Heng Bank Limited, Tai Fung Bank, and ICBC Macau also offer comprehensive banking services in Macao. For more information, you can check the websites of these banks to see the products and services they offer,"added another expat who made the move to Macao.

"There are a variety of banks in Macao that offer various services, including setting up a bank account. Some of the leading international banks with branches in Macao are Bank of China, Bank of East Asia, Hang Seng Bank, HSBC, Industrial and Commercial Bank of China and Tai Fung Bank. It is recommended to visit the banks in person to learn about their services and rates, as well as to discuss opening a bank account. Additionally, many banks offer online banking services, to further explore your options,"explained one expat living in Macao, China.

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Will I be able to find a job in Macao?

When we asked people about industries and career opportunities in Macao, they reponded:

"Yes, you can find a job in Macao. Macao has a variety of job opportunities in many sectors like hotel, tourism, gaming, finance, and retail. You can search for job postings on job search websites such as Indeed, Glassdoor, and Monster. You can also contact local employers directly or attend local job fairs to find a job in Macao,"remarked another expat living in Macao, China.

"Of course the casinos play an important role in Macau's economy. However, the Macau people do not want their city to be just a casino city. Hence, the promotion of tourism and services...One would be surprised to see how competititve Macau is in terms of business (check www.MacauZhuhai.com for more details) some say doing even better than HK. For example the maximum income tax is 12 %.. not bad, hey?,"added another expat in Macao.

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What is life like in Macao?

When we asked people living in Macao what life is like and how people spend their time, they said:

"Living as an expat in this area can be an incredibly rewarding experience. With its strong economy, diverse culture, and excellent quality of life, this area of the world has something to offer everyone. The cities boast an array of international restaurants and entertainment and there are plenty of activities on offer, from the bustling nightlife to quieter pursuits and sightseeing. The low cost of living and generally high standard of living means that expats can benefit from a great quality of life here. Communications and transport is also excellent, with a great transport network. This makes it easy to explore the area and its wonders. For expatriates, this area can be a great place to live and work,"added another expat who made the move to Macao.

"Living as an expat in this area can be a great experience. There are lots of expat communities, so it's easy to find people who share your interests. The locals are generally very friendly, so you'll find it easy to make friends. The cost of living is quite reasonable, and the transport links are good. Overall, it's a great place to live and experience a different culture,"explained one expat living in Macao, China.

What do expats in Macao appreciate most about the local culture?

"Expatriates in Macao appreciate the friendly and welcoming locals, the rich culture and its rich blend of traditional Chinese culture and Portuguese influences, the vibrant nightlife, the diverse cuisine, the excellent transport networks, the safe and clean living environment, the business-friendly environment, the multitude of leisure activities, the low-tax rate, the excellent health care and education systems and the low cost of living. Expats enjoy the pleasant tropical climate, the stunning cityscape, the spectacular Macau Tower, the natural beauty of the outlying islands, the stunning beaches, the theme parks and the stunning Venetian-style architecture,"remarked another expat living in Macao, China.

"Expats in Macao appreciate the diverse culture, with its unique amalgamation of Chinese and Portuguese influences. They enjoy the open and relaxed atmosphere, as well as the small-town feel and the sense of community. They are drawn to the city’s vibrant cultural events and its array of interesting attractions, such as amusement parks, museums and local markets. Expats value its varied culinary offerings, consisting of local Macanese, Chinese, Portuguese and international cuisines. They also enjoy the excellent shopping opportunities and the city’s warm subtropical climate. Macao's efficient public transport system makes travelling around the city convenient and adds to the city's appeal,"added another expat in Macao.

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What do expats find most challenging?

"Expatriates often find adapting to a new cultural environment and developing relationships with locals to be among their biggest challenges. Cultural and language differences can present a challenge, as well as different customs and norms. Another common challenge is dealing with unfamiliar bureaucracy, such as navigating visa and work permit requirements. Additional stressors can include learning a new language, finding a job, and settling in unfamiliar surroundings. Moreover, loneliness, financial constraints, and homesickness can often pose a challenge to expats,"remarked another expat who made the move to Macao.

"Adjusting to a different culture, language, and lifestyle, making new friends, finding housing, navigating the local laws and bureaucracy, understanding differences in healthcare systems, being away from family and friends, dealing with homesickness, adapting to a different climate, feeling lonely, and experiencing culture shock,"explained one expat living in Macao, China.

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Is there a lot of crime in Macao?

We asked people if there is a lot of crime. They answered:

"No, Macao is generally considered a very safe destination with a low rate of crime. According to the Macao Public Security Police Force, the overall crime rate decreased by 3.2 percent in 2020 compared to 2019 and violent crimes decreased by 22.5 percent,"remarked another expat who made the move to Macao.

"Crime rates in Macao are generally low compared to other countries. Macao is considered one of the safest destinations in Asia. Violent crimes are rarely reported and property crime is also very low. Authorities work hard to ensure public safety and maintain the low crime rates,"explained one expat living in Macao, China.

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Is there a lot of diversity? Are people in Macao accepting of differences?

"Macao has a diverse population, with Macanese people making up nearly 50% of the population, Portuguese 15.3%, Chinese 38.3%, and a mix of other nationalities. Macao is a relatively open society, and people are generally accepting of different cultures and languages. There is a wide variety of food, customs, traditions, and faiths throughout the region, reflecting its diverse population. According to the Macao Immigration Bureau, more than 200 foreign communities are currently registered in the city, a testament to its multicultural environment,"remarked another expat who made the move to Macao.

"Macao is a vibrant, cosmopolitan metropolis and is famously known for its cultural and ethnic diversity. The population is a mix of religions, cultures and ethnicities, with people representing Chinese, Portuguese and other international backgrounds coexisting peacefully. Macao is a very tolerant and accepting place, and diversity is embraced and celebrated. The Macanese people have a unique culture and heritage, and are very welcoming and open-minded towards diversity. People from different backgrounds can generally be seen living and working together with mutual respect,"explained one expat living in Macao, China.

What are the schools in Macao like?

"Macao's schools offer a variety of education options, with a wide range of tuition fees. International schools provide International Baccalaureate programs, while other local schools offer a Chinese education track. In addition, there are a range of private schools, many of which are situated in international-style campuses. Macao also boasts a number of public schools as well as several vocational schools. All of these schools are subject to the regulations of Macao’s Education and Youth Affairs Bureau,"commented one expat when asked about in Macao.

"Macao's schools provide a wide range of education options for students. The territory has quality government subsidized primary and secondary schools as well as international schools which follow the curriculum of a specific country. Students in Macao can also opt for private schools, which offer various local and international curricula. Additionally, Macao boasts several renowned institutions of higher education, catering to both local and international students and offering a variety of degrees and programs,"explained one expat in Macao, China with kids at .